If you are looking to buy a house either for the first time, moving home, buying a second property or for investment you are more than likely looking for a mortgage too.

Or you could just simply be looking to see if there is a mortgage deal better than the one you currently have. We will consider all circumstances.

With more than 6,000 mortgages available how do you decide which one is right for you?

We have dedicated fully independent mortgage advisers who deal with arranging mortgage for our clients week in week out. As our advisers are independent they are able to recommend a mortgage from the whole market available to independent mortgage advisers. They are not tied to any particular bank or building society so you can be confident that they are representing only your interests.

Our adviser would complete an interview with you either over the phone or face to face at our offices or in your home where they would establish your present situation, any possible changes to your situation as well as taking in to account any thoughts and feelings you have about mortgages or interest rates in general.

Using this information our adviser can then carry out some research and make a recommendation to you.

Once it is agreed that you are happy with our recommendation our adviser would then help with the completion of the forms and obtaining all necessary documentation to ensure that we can place your mortgage with the chosen lender in the best possible light.

Our help and advice doesn’t stop there. If required we are able to recommend and instruct a solicitor on your behalf and will also look at other areas of advice as necessary with a mortgage such as ensuring that should a situation arise such as, loss of income due to accident, sickness or unemployment, or death or diagnosis of a critical illness you can ensure that your mortgage can continue to be paid and therefore ease the pressure on what will already be a difficult time.

Many of our clients already have some kind of protection in place. We would be able to review this to ensure that it is still adequate for your needs and also make any recommendations where necessary. In the case of an Endowment Plan we have a process in place were we are able to review and report to you a recommended course of action – click on the link for more information about this service.

You will be appointed a dedicated contact who will be on hand to help you with any questions which you may have along the way. They will liaise with all parties, yourself, the mortgage lender, surveyor and solicitor to bring your mortgage to a speedy conclusion. We view our relationship with our clients to be of a long term nature. As such once we have arranged a mortgage for you we will diarise to contact you once the chosen mortgage has come to its end of a special deal term in order to ensure that you are never paying more than necessary for your mortgage.

Please take a look at how we have already been able to help some of our clients and what they have to say about us.

Buying First Home (100% loan)
Buying First Home – Guarantor
Buy to Let
Buy to Let – Multiple Purchases