The burgeoning choice of financial products on the market – more than 30,000 at the last count – can be daunting and lead many people to leave their money languishing in the wrong place.

Yet when headlines present a bleak picture of our financial future if we don't start saving more wisely for our retirement, right now, then it's clear we should be doing more about putting our money through its paces.

Whether you're looking for the best way to save for retirement, a mortgage, advice on how to invest for the future or protect you and your family with a life assurance policy, the most suitable product for you is almost certainly out there. It's simply a case of how to find it.

Now perhaps more than ever it is important to get sound, unbiased advice on what financial products you should have and to review those you currently have to see whether they are the best for you given their charges and investment opportunities available within them.