If you are looking for Commercial Finance most business people will accept that the terms offered to them by their Bank are representative of the market. THIS COULD BE A BIG MISTAKE.

There are a number of ways in which it is possible to improve the proposition:

• The rate – there is likelihood that another Lender in the market may be more competitive
• The Fees – not all lenders will charge the same set up fees
• Restrictive Covenants – don’t think that every Lender will impose the same restrictions

Lenders views will change with time and dependent on how aggressively they are seeking to attract deals so at any particular moment you would be extremely lucky to have “fallen on the right one”.

How many business people will have the time to research the whole market?

This is where Tailored Solutions come in with a breadth in knowledge of this market, dealing with Lenders on a day to day basis.

Your property may be repossessed if you do not keep up repayments on your mortgage.


What is a Commercial Mortgage?

A commercial mortgage is long term finance secured by a first legal charge over commercial or business property. Typically this can include a wide variety of property including:

• Retail units
• Industrial units i.e. factories, offices warehouses lock up and workshop units
• Hotels, guest houses, public houses, bars and restaurants
• Farms, equestrian centres and riding schools

What is a semi commercial mortgage?

A semi commercial mortgage is again long term finance secured by a first legal charge over a property that has a mix of business and residential use. Typically this can include properties such as:

• Retail units with living accommodation above
• Bed & Breakfasts
• Catteries and Kennels located within the grounds of a house

Welcome to Tailored Solutions the one stop shop for commercial finance:

• Tailored Solutions have identified the need for complete independent advice in what has now become such an open market.
• Over the years Tailored Solutions have developed key relations with a number of high street banks and specialist commercial finance providers enabling us to negotiate your case in the way which will be most beneficial to yourself.
• We are committed to providing a fast efficient service and you will be dealing with a “person”
• We would expect to be able to give you an indication as to the most appropriate way of structuring your requirements immediately on you speaking to one of our professional advisors

Do We Charge for Our Services? –

• Of course. We are seeking to expand our business through satisfactory long term relationships with people like you.
• However, there is no charge for our initial consultation at which point we will:
  • Establish your circumstances
  • Find out what you are trying to achieve
  • Explain how we will be of benefit to you in your particular situation and what it would cost to appoint us
  • We work on a fee basis to avoid product bias. Some lenders pay commissions to intermediaries and some don’t. Should a commission be payable we would rebate against our fee. Where commission is greater than our fee, this will be rebated to the client.
• When arranging a Commercial Mortgage, the appointment of a professional intermediary to negotiate for you is a positive investment rather than a cost.

Our Values

• Reliability – We will do what we say we are going to do
• Transparency – Don’t expect any surprises with us!
• Urgency- We understand how important it is to work to deadlines in this environment
• Flexibility – We will deal with you with your preferred medium be it written, oral or electronic